Insurance Dispute Lawyer Tacoma
Are you thinking of hiring an insurance dispute lawyer Tacoma or the surrounding cities? If so, you have come to the right place. Businesses and individuals often get liability insurance to cover them from personal injury or property damage claims. For example, suppose an insured car owner injures someone in a car accident due to negligence. In that case, their insurance company may be required to compensate the victim for the injuries and incurred damages.
However, dealing with an insurance company over a personal injury claim can be frustrating. Insurance companies don’t like losing money. As a result, they’ll put up a strong fight before paying out your claim.
For instance, they may question the evidence, undervalue the claim or even deny it in bad faith. These tactics can be exhausting, prompting many victims of personal injury to give up on pursuing their rightful compensation.
So if you’re going back and forth with an insurance company over a personal injury claim, it’s time to get an insurance dispute lawyer Tacoma. You don’t deserve to spend many hours and days arguing with an insurance representative when you’ve barely recovered from your injuries and trauma from your accident.
Here’s how an insurance dispute lawyer can help you settle a personal injury claim dispute with an insurance company.
An Insurance Dispute Lawyer Can Help Investigate Your Case
Your insurance dispute lawyer needs to understand your case in order to establish how best they can be of help. For this reason, the lawyer begins by investigating your claim to get all the facts right. This includes understanding how the accident happened, the extent of your injuries, the damages caused, and so on. This information helps the attorney evaluate your case and understand how to handle the insurance dispute.
The Insurance Dispute Attorney Can Help Gather the Most Relevant Evidence
You need concrete evidence to prove that the other party was at fault. Otherwise, it may be challenging to convince the insurance company to honor your injury claim.
To do so, you must prove that:
- the at-fault party owed you a duty of care;
- the at-fault party breached the duty of care; and
- you suffered injuries and damages due to the at-fault party’s negligence.
For this reason, you need to gather a lot more than your medical bills and lost wages. This is one of the crucial things your insurance dispute lawyer can assist you with, given that they know the evidence needed to prove each of these elements.
Help With Filing a Demand Package
Your insurance dispute attorney Tacoma can also help you file a demand package to claim compensation for the injuries and damages you or your beloved incurred. This package contains a demand letter explaining your case, including how the policyholder was at fault and your settlement demand. It also contains copies of supporting evidence.
Some examples of supporting evidence for a standard personal injury claim include the following:
- A police report
- Medical bills
- Out-of-pocket expenses
- Evidence of lost wages
And much more.
Represent You In Negotiating a Reasonable Settlement
After the insurance company reviews your demand package, they may respond with an offer for settlement. But because most insurance companies are fond of undervaluing claims, this offer may be far less than what you deserve.
As a result, without legal guidance, you may end up accepting this quick settlement offer. After all, chances are you’re probably tired and desperate for money, while the insurance company wants to settle the dispute as fast as possible to avoid further liability.
A competent and experienced Tacoma insurance dispute lawyer can help calculate the value of a personal injury claim to include all the economic and non-economic damages suffered. With this knowledge, these lawyers can confidently negotiate your claim with the other party and dispute lowball settlements.
Filing a Lawsuit If the Other Party Refuses to Settle Out of Court
Not all personal injury claims negotiations have a happy ending. Sometimes, your insurance dispute attorney and the insurance company may fail to reach an agreement for one reason or another. In such cases, filing a lawsuit may be the only possible way of pursuing your personal injury claim.
A lawsuit takes a whole different process. Typically, it involves:
- Preparing a complaint document
- Filing the complaint in a civil court
- Serving the insurance company with the complaint
- Presenting evidence and witness information
- Attending hearings and depositions
Depending on the case’s complexity, these processes may take several months or even years to complete. The good news is your attorney can take care of these processes, including representing you in court, while you focus on recovering and attaining peace of mind.
Contact a Tacoma Insurance Dispute Attorney
Dealing with an insurance company over a personal injury claim may be more challenging than it sounds, even when you have clear evidence to prove the other party’s fault. This is because you’ll likely face the insurance company’s legal team, who can easily jeopardize your claim with their defense tactics. For example, they may trick you into admitting fault, blame you for the injuries, dispute your evidence, or pressure you to accept a lowball settlement.
For this reason, hiring an insurance dispute attorney is always advisable. This decision proves just how serious you are about getting the compensation you need and deserve.
The Law Office of Serah Waweru is here to help if you are looking for a competent insurance dispute attorney in Tacoma and the surrounding areas. We’re passionate about fighting for victims of car accidents, slip and falls, premises liability, defective products, and many more personal injury cases in Tacoma and its surrounding cities ensuring they get the justice and compensation they deserve.
Take the first step of fighting for your rightful claim by filling out our free case evaluation form today. One of our legal representatives will review your case and get in touch to discuss your options.
Our insurance dispute lawyer serves clients in Tacoma, University Place, Fife, Puyallup, Steilacoom, Spanaway, Fircrest, Federal Way, Olympia, Lacey, Yakima, and the surrounding areas.
Frequently Asked Questions
The statute of limitations for filing a personal injury claim differs from state to state. For example, in Washington State, you have up to three years from the accident date to pursue a personal injury claim. However, waiting too long to take legal action can jeopardize your claim. For example, you may lose vital evidence to support your claim, making it difficult for the insurance company to believe you.
Naturally, most insurance companies look for mistakes in your personal injury claim application to avoid liability. As a result, you may lose your claim even if the mistake is unintentional. To avoid making such costly mistakes, seek the help of an insurance dispute attorney as soon as possible.
Insurance dispute lawyers handle a wide range of cases. Whether you are looking for a life insurance dispute lawyer or a car insurance dispute attorney, you may be able to get the legal representation you need when you hire such an attorney.